Unknown German Bar Meets Athens, Ohio

 


In athens, ohio, bar, unknown

How to get the most out of a tight College budget

Are you that typical college kid that always seems to have no money, but want to go out more than just one night a week, and are tired of seeing your friends go out all the time, and have FOMO every night you can’t go out well all you have to do if follow these few tips about budgeting and you can go out more the Johnny Manziel.

Being in college for most people is very expensive and is the start to an expensive debt bill when you graduate college and enter into the workforce. A degree is something that is very important now days to get a good job, unfortunately they can be very expensive but if you are smart and plan a budget you can live the college life, and get the college degree and be less in debt than the majority of your peers.

Look for deals


Most people's average nightly budget is around $20, or at least that’s what I spend on a typical night out and I usually pay 2-3 dollars per drinks so I can get anywhere between 6 and 10 drinks depending on what I buy. So if you want to go out more nights go to happy hours where drinks are half price, which would allow you to go out twice as much. Same things go for food, look for restaurant that have deals and choose to eat a certain place only on the days they have deals. Also take advantage of anything free, many organizations or groups will have free food at meetings, or events to encourage people to go so take advantage and go get that free meal.

Be disciplined with your college budget


The key to being successful and having a good budget is to be self-disciplined and stick to your set budget. Once you set a budget find ways to stick to that budget or even spend less than your budget if possible. Try to put money back in a safe place or bank account that can’t be touched, or find a way to make your money hard to get to so it’s not easily accessible. People tend to spend more money if its easily accessible, so if you make your money hard to get to then in the long run you will save more and more money.

There are multiple ways to save money, but if you follow these two basic rules after you graduate college you will be less in debt than your peers. This will also translate to your habits as you grow older which will allow you to be more financially independent.

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